Ottawa Bad Credit Car Loans

The Easiest Way to Buy a Car in Canada.

Shopping for a car in Ottawa traditionally takes a lot of time. It can take even longer if you have bad credit.

And even though a lot of research can be done online these days, you usually have to leave your home at some point to test drive the car, sign paperwork, and pick up the vehicle to take home. 

But not anymore. Canada Drives has made online car shopping the better way to buy and finance a vehicle!

The online solution for bad credit car loans in Ottawa

If you live close to downtown in places like Westboro, Overbrook, Alta Vista, or Carlington, there are lots of nearby dealerships to choose from, but many of these dealerships do not offer bad credit car loans in Ottawa.

If you live further outside Ottawa in places like Nepean, Kanata, Goulbourn, Ficko, or Kemptville, it can be even harder to find a dealership near you that works with bad credit customers. Why not save yourself a lot of time by focusing on the dealership or retailer that knows how to help bad credit customers?

Canada Drives is an award-winning online retailer with over a decade of experience putting happy drivers behind the wheel of their dream cars.

We believe that buying a car should be an amazing experience and loan approvals should be simple, fast, and convenient. And because we believe everyone deserves a second chance, we work with bad credit situations too. Our large network of lending partners means we can help prime and non-prime customers find great vehicles with affordable financing.

Why work with us?

If you're looking for a car to drive the Ottawa streets, Canada Drives can help you find a great vehicle and easily secure approved financing.

Any credit welcome: No matter what credit situation you're facing, we're here to help all customers from all types of backgrounds to find a vehicle they love.

Get pre-approved for free online: Life moves fast and we’re here to move quickly with you. Apply in minutes online and get pre-approved on the same day to see what you are eligible for.

Easy 100% online process: Shop hundreds of certified vehicles without ever leaving your home! Do everything by phone, email, or even text! We offer live customer support 24/7. 

Flexible financing options: Canada Drives make financing stress-free and tailored to your specific situation. Pay for your vehicle with cash, finance it, or both.

Zero dealer fees: Because we don't have any salespeople or brick-and-mortar stores, it means less overhead, and we pass those savings onto you.

Tried and trusted: Canada Drives was named one of Canada’s Best Managed Companies and a Deloitte Technology Fast 50 honoree, but even more important than those accolades are the near-perfect customer scores on review sites Trustpilot.

Love it or return it: Our 7-day moneyback guarantee means you can change your mind after a week of driving and get a full refund. We'll even come and pick up the car!

Here's how it works

  1. Get pre-approved: If you have low credit, we recommend getting pre-approved as a first step. By getting approved for your car loan now, you'll know exactly how much auto financing you can secure and you will save a lot of time finding the right vehicle. This pre-approval will not hurt your credit and there is no obligation to do anything once you receive your approval terms. Get pre-approved now!
  2. Start your search: Browse our certified inventory of hundreds of vehicles and choose your perfect car. You can sort by year, make, model, lifestyle, whatever you decide to easily narrow down your options.
  3. Choose your method of payment: Complete the entire purchase online. You can pay by cash, credit card or bank draft. Or, you can finance your chosen car with your own bank or with one of our lending partners.
  4. Get it delivered: Once you have chosen your car you can pick a delivery date and time that fits your schedule and we’ll deliver it straight to your doorstep.
  5. Better than a test drive: Once you get the keys to your car, you have seven days to drive it on all your usual routes to make sure it's the right fit. If you change your mind for any reason, you can exchange the car for something else or get a refund.
Get started now!
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