Buying a car with bad credit in Kelowna can feel like a big waste of time! Weeks could be spent searching and inquiring with nothing to show for your effort.
It’s a story shared by many British Columbians looking to buy a used car. You hit all the dealerships in sight from Downtown to the suburbs and everywhere in-between. Maybe you even stray a little further from home, trekking out to Vernon, Kamloops, or Penticton searching for that perfect car deal.
And maybe you even find it a few times. But then, as soon as it’s auto financing time, your bad credit kills your chances of being approved for a loan and poof, your dreams of a new ride vanish into thin air.
Fortunately, those days are behind us. Now you can find your car and get approved for your car loan online, even if you have bad credit!
Get approved with bad credit
If you’ve been declined for a car loan in the past because of bad credit you’ve come to the right place. As Canada’s largest online vehicle retailer, Canada Drives has spent the last decade building a massive network of prime and non-prime lending partners.
With Canada Drives, you can get pre-approved online and see all of your finance terms from the comfort of home. You can even complete the paperwork at home and have your vehicle delivered to your door. You will never have to set foot in a dealership!
When you get your vehicle delivered, you’ll have seven days to test own it thanks to our 7-Day Love It Or Return It money back Guarantee. Drive the car on all your usual routes! If you don’t love it, we’ll come to pick it up and give you a refund.
More than a million Canadians have found reliable vehicles with affordable auto financing through Canada Drives. See what these customers have to say about us—check out their reviews on Trustpilot!
Shop 100% online with Canada Drives
We asked Canadians what they hated most about car shopping – and then we fixed it. Here’s what to expect when you buy a car online with Canada Drives.
- Find your car and organize your car loan—all 100% online
- Fast pre-approvals, typically within hours or the same day.
- Hundreds of certified pre-owned vehicles in our online inventory.
- We work with all credit situations, including bad credit and no credit.
- Vehicles delivered as soon as the same day to most regions in BC.
- Test-own your new car with our 7-Day Love It Or Return It Guarantee.
- Free CARFAX and inspection reports mean all vehicle checks are just a few clicks away.
- No dealer fees and no negotiation required—we don’t have salespeople or physical stores, and we pass those savings on to our customers!
How it works
- Get pre-approved: If you have low credit, we recommend getting pre-approved as a first step. By getting approved for your car loan now, you'll know exactly how much auto financing you can secure and it will save you a lot of time finding the right vehicle. This pre-approval will not hurt your credit and there is no obligation to do anything once you receive your approval terms. Get pre-approved now!
- Start your search: Search our certified used inventory and choose your perfect car. You can sort by year, make, model, lifestyle, whatever you decide to easily narrow down your options.
- Flexible payment methods: Complete the entire purchase online. You can pay by cash, credit card or bank draft. Or, you can finance your chosen car with your own bank or with us. We also offer zero down payment financing and will provide an instant quote for your trade-in.
- Delivered to your door: Once you have chosen your car you can pick a delivery date and time that fits your schedule and we’ll deliver it straight to your doorstep.
- Love it or return it: When you get the keys to your car, you get to test-own your vehicle to make sure it's the right fit. If you change your mind, we’ll help you exchange the car for something else or give you a refund!
Get pre-approved today
The average dealership has 20-to-40 vehicles on its lot. Stop wasting time jumping from dealership to dealership, many of which are not equipped to help bad credit customers anyway. Canada Drives has hundreds of vehicles to choose from and hundreds more arriving every week.
